The cash policy

that puts you in control

Introducing Machankura Cover

The cash policy that

puts you in control

Introducing Machankura Cover

Get cash paid directly to you

Get cash

paid directly to you

With our new product offering, all valid claims are paid out in cash directly to you. This means you have more control over the repair process – empowering you to make the final decision about how your claim payment is spent.
We are also available 24/7 on a toll-free number:
0800 214 790
Mobalyz Risk Services (Pty) Ltd (FSP 29354) is an authorised financial services provider and all products are underwritten by Guardrisk Insurance Company Ltd.

National Financial Ombud Scheme South Africa NPC. Registration Number: 2023/162407/08
JHB Physical Address: 110 Oxford Road, Houghton Estate, Illovo, Johannesburg, 2198
CPT Physical Address: Claremont Central Building, 6th Floor, 6 Vineyard Road, Claremont, 7708
Tel: 0860 800 900. info@nfosa.co.za. www.nfosa.co.za

Get a quote & save

Complete the form below to get your insurance quote!

Why Machankura Cover?

Why

Machankura Cover?

  • Quick claim turnaround (cash in your hands for the repairs)
  • You choose your own repairers
  • You take full control of the repair process directly with the repairers of your choice
  • Affordable and competitive premiums
  • Tailor-made package for your settled and uninsured vehicles.

Your cover explained

Your cover

Explained

Accident Cover

Includes total loss. The claim amount will be the lesser of the assessed amount or 40% of the retail value (as per the TransUnion Dealers’ Guide). Windscreen cover excluded.

Theft & Hijacking Cover

Covered up to 40% of the retail value.

Third Party Cover

Cover limited to R200 000.

Extra Benefit: Accident Assist

If your vehicle is involved in an accident and the claim is valid, we will reimburse you for the cost of towing as per the limit noted on your schedule.

Excess payable

A standard excess of R5 000 is payable on all claims.

Criteria

  • This policy is only available on non-financed vehicles.
  • The sum insured must be less than or equal to R200 000 (including the value of the accessories), or the vehicle age must be 10 years or older.
  • Further terms and conditions are applicable and available on request.

Frequently Asked Questions

FAQs

1

If the vehicle is a code 3 and meets the criteria, can we insure under Machankura?

No. A vehicle that has been written off and classified as a code 3 cannot be insured.
2

Will there be additional excesses?

There is a fixed excess payable of R5 000 for any claim. The excess on a third party only claim is R4 500.
3

If I install accessories in the future that push up the retail value to more than R200k, will the insurance cover be cancelled?

No. You will only be covered to a maximum of R200k made up of the retail value of the vehicle + the value of the specified accessories.