Comprehensive cover

for your taxi

Comprehensive cover

for you taxi

Comprehensive

cover for your taxi

Total peace of mind from

start to finish

Total peace of mind

from start to finish

Our comprehensive insurance option provides full cover for your taxi, along with an extensive range of value-added benefits to keep you protected throughout the journey. This option is available for all taxis.

We are also available 24/7 on a toll-free number: 0800 214 790

Mobalyz Risk Services (Pty) Ltd (FSP 29354) is an authorised financial services provider and all products are underwritten by Guardrisk Insurance Company Ltd.

National Financial Ombud Scheme South Africa NPC. Registration Number: 2023/162407/08 JHB Physical Address: 110 Oxford Road, Houghton Estate, Illovo, Johannesburg, 2198
CPT Physical Address: Claremont Central Building, 6th Floor, 6 Vineyard Road, Claremont, 7708 Tel: 0860 800 900. info@nfosa.co.za. www.nfosa.co.za
‍

Get a quote & save

Complete the form below to get your insurance quote!

Your cover explained

Theft/Hijacking

Your cover includes protection in the event of your taxi being stolen or hijacked.

Accident Damage

You are also covered for damage incurred during a vehicle accident.

Total Loss

Your policy pays out the retail value of the taxi in the event of a Total Loss. An excess is payable.

Riots & Strikes

You are covered for damage caused during an organised and approved riot or strike.
Limit determined by SASRIA.

Fire, Flood, Hail & Lightning

You are covered against damage resulting from fire, flooding, hail or lightning strikes.

Third-party Liability

Your policy includes cover for third-party liability (excludes drivers and passengers).
This is limited to R1 million per incident.

Windscreen

The cost of repair or replacement of the windscreen is covered, less excess.

Passenger Liability

This benefit ensures you are protected should passengers choose to sue you in the case of an accident. Cover is limited to R100 000 per passenger, R2.5 million per event and R15 million per annum. This benefit is paid after claiming from Road Accident Fund. Overloading the vehicle is not covered and the vehicle must be in a roadworthy condition at all times.

Value-added benefits

A range of extra-value benefits included with all comprehensive policies.

Roadside Assist

Whether you’re stuck with a flat tyre, or you’ve run out of fuel, we offer you roadside emergency assistance.

Instalment Protect

If your taxi is involved in an accident, we pay up to two instalments to your credit provider while your taxi is in repairs. Cover is only applicable for 1 claim per annum, and the taxi must be repaired by an approved repairer. This is ONLY applicable to SA Taxi financed taxis.

Accident Assist

When the insured taxi is involved in an accident, you can contact us 24/7 to arrange dispatching of a towing service to collect the taxi and move it to the nearest approved repairer. Towing is limited to R2 500 for unapproved tows and the limit for storage is R1 500. To arrange a towing service you should contact 0800 214 790. We cannot guarantee that this service will be available, if your taxi is outside of the South African border.

Taxi Substitution

If your taxi is stolen, hijacked or written off in the first six months of purchase, we will replace your taxi with the same make/model and also pay for a new tracking unit and the installation. This is ONLY applicable to taxis that are financed through SA Taxi.

Flexible Excess gives you more control

SA Taxi Insurance offers a
Flexible Excess facility on all our
comprehensive packages.

With this facility, you can lower your monthly premium by increasing the excess payable at claim stage, or instead choose to pay a higher monthly premium and lower excess when it’s time to claim. A no-excess option is also available – the choice is yours.

Variable Excess gives

you more control

SA Taxi Insurance has introduced
a new Variable Excess facility available on all our comprehensive packages.

Add a Policy Extension

Add a

Policy Extension

You can add any of the following extensions to your comprehensive policy at an additional cost. Terms and conditions apply.

Business Protect

If your taxi is involved in an accident and in for repairs, we pay you an amount of either R400, R600 or R1 200 for each day the taxi is off the road for a maximum of 20 days depending on the option you have chosen.

Deposit Sure

If your taxi is written off following an accident or if it is stolen/hijacked and not recovered we pay you the actual deposit paid at the time of financing your taxi. Proof of paid deposit is required. Events covered include vehicle write-off, accident damage or a total loss due to theft, fire, or hijacking.

Credit Shortfall

This is a top-up cover to make sure your taxi is insured for the outstanding balance on the credit agreement (less arrears owed to credit provider) and not just the retail value. Events covered includes when the taxi is stolen and not recovered or is a total loss.

Personal Accident

Pays out R30 000 if you or your driver are deceased/disabled as a result of an accident, and R5 000 for passengers who die as a result of the motor vehicle accident.

Frequently Asked Questions

FAQs

What are my waiting periods for cover to commence?

There are no waiting periods. Your cover starts the moment you pay your first premium.

How long does it take for my claim to be finalised?

It depends on the extent of the damage. We authorise claims on average within 5 days of claim registration.

May I insure more than one vehicle?

Absolutely. You can combine vehicles onto a single policy or cover them across multiple policies to manage cashflow.

What rewards/incentives do I get for being a client?

We have a rewards programme available to all taxi operators. Please see www.sataxi.co.za for more information.

When and how often can I review my policy?

Your policy is reviewed annually, and you are notified in writing of the changes in premiums and benefits. It is common practice for insurers and clients to engage around the premium at this point. However, you are more than welcome to engage with us anytime there is a need to review your policy.

Can I opt for a flexible excess or excess waiver?

Absolutely. We have a flexible excess structure that allows you to tailor the policy to best suit your needs. Excess options range from R0-50 000 (max 30% of vehicle sum insured).

Can anyone else drive my vehicle besides the policy holder?

A driver that is employed by you either part time or full time, may drive the vehicle provided they have your consent and the necessary licences that must be valid at the time of the incident.

Must I note a regular driver?

This is recommended best practice as it ensures easy access for the driver to our roadside and accident assist benefits, where relevant.

Do I need to belong to a taxi association as I only transport school learners and workers from a specific company?

Yes.

Am I covered for 24hrs on the road because I have passengers who knock late after midnight?

This cover is included in our comprehensive insurance product. Assistance due to an accident is available 24/7 across all our vehicle insurance products.

Does having a tracker decrease my premium?

A tracking device is a requirement across most of our products and is already factored into the price we provide you. Where this is a requirement, clients are encouraged to regularly check the tracking units to ensure they are in full working order.

Comprehensive cover

for your taxi

Comprehensive cover

for you taxi

Comprehensive

cover for your taxi

Total peace of mind from

start to finish

Total peace of mind

from start to finish

Get a quote & save

Complete the form below to get your insurance quote!

Your cover explained

Theft/Hijacking

Accident Damage

Total Loss

Riots & Strikes

Fire, Flood, Hail & Lightning

Third-party Liability

Windscreen

Passenger Liability

Value-added benefits

Roadside Assist

Instalment Protect

Accident Assist

Taxi Substitution

Flexible Excess gives you more control

SA Taxi Insurance offers a Flexible Excess facility on all our comprehensive packages.

Variable Excess gives

you more control

Add a Policy Extension

Add a

Policy Extension

Business Protect

Deposit Sure

Credit Shortfall

Personal Accident

Frequently Asked Questions

FAQs

What are my waiting periods for cover to commence?

How long does it take for my claim to be finalised?

May I insure more than one vehicle?

What rewards/incentives do I get for being a client?

When and how often can I review my policy?

Can I opt for a flexible excess or excess waiver?

Can anyone else drive my vehicle besides the policy holder?

Must I note a regular driver?

Do I need to belong to a taxi association as I only transport school learners and workers from a specific company?

Am I covered for 24hrs on the road because I have passengers who knock late after midnight?

Does having a tracker decrease my premium?

SA Taxi Insurance offers a
Flexible Excess facility on all our
comprehensive packages.