The Transaction Capital group focuses on non-deposit taking financial services, more specifically risk services and asset-backed lending in the underserved segments. Transaction Capital’s subsidiaries operate in market segments perceived to be of higher risk, in which they apply specialised credit, risk, analytics and capital management competencies to achieve scale and leading positions. Transaction Capital’s unique business model rests on excellent human capital and highly differentiated intellectual property and technology capabilities, driven by a strong entrepreneurial culture. The group leverages these strengths to position its businesses to take advantage of opportunities arising from South Africa’s macro- and socio-economic context. The group focuses on augmenting and refining the distinctive competencies required to achieve deep vertical integration in its chosen market segments.
SA Taxi utilises its proprietary data and vertically integrated specialist capabilities within the vehicle supply chain, to supply income generating vehicles, developmental credit, insurance and allied services to the underserved & emerging SME market.
SA Taxi’s funders regard the group and its businesses as financially stable counterparties that exemplify the highest standards of risk management, transparency, disclosure, prudence, innovation, compliance, governance and ethics.