Protect your Taxi

SA Taxi Protect products cover vehicles traditionally used to carry fare-paying passengers excluding vehicles used as metered taxis and/or for e-hailing purposes.

 

Protecting your business is our way of ensuring you always have peace of mind knowing that your business is taken care of so that you can focus on what is important.

 

Our insurance products are designed by taxi industry experts who understand that an unfortunate event like a hijacking or an accident can quickly turn into a setback for your business.

It’s not just a taxi, it’s a business, so protect it.

Our insurance products were specifically designed to meet your needs as a taxi operator. We include industry specific benefits to protect your business.

Comprehensive Cover

 

Our comprehensive policy covers you for:

 

  • Accidental damage
  • Third-party, fire and theft
  • Total loss
  • Strike/riot-related incidents

What is covered?

Our comprehensive taxi insurance covers you for:

Accidental damage

Theft/Hijacking

Liability to third parties (including passengers)

Roadside emergencies

What are the benefits?

 

These are the value-added benefits AUTOMATICALLY included in our comprehensive cover.

 

Accident Assist

We give you access to a towing service provider 24 hours a day, 7 days a week if your taxi is involved in an accident.

 

Newly Purchased Taxi Substitution

If your taxi is stolen, hijacked or written off in the first six months, not only do we replace your taxi, we also pay for a new tracking unit and the installation.

 

Road Cover

We manage your claim with the Road Accident Fund from start to finish, for free.

 

Passenger Liability

This benefit ensures you are protected should passengers choose to sue you in the case of an accident.

 

Instalment Protect

If your taxi is involved in an accident, we pay up to two instalments to your credit provider while your taxi is in repairs. This is ONLY applicable to SA Taxi Financed taxis.

 

Roadside Assist

Whether you’re stuck with a flat tyre or you’ve run out of fuel, we offer you roadside emergency assistance.

 

Policy Extensions

 

You can choose to add these extensions to your comprehensive policy at an additional cost.

 

Business Protect

 

If your taxi is involved in an accident and in for repairs for more than seven business days, we pay you a set amount for each business day the taxi is off the road for a maximum of 20 days.

 

Personal Accident

 

Pays out an amount if you, your driver or passengers are killed or disabled as a result of an accident

 

Deposit Sure

 

If your taxi is written off following an accident or if it is stolen/hijacked and not recovered we pay you the actual deposit paid at the time of financing your taxi.

 

Zero Excess

 

If your taxi is involved in an accident and in for repairs you will not be liable to pay the basic excess. This excludes any additional excesses you may be liable to pay.

 

Credit Shortfall

 

Pays the difference between the amount you owe the credit provider under the credit agreement and the retail value of the taxi in the event of a total loss.

 

Essential Plan

 

This is a freestanding policy for taxis that are not financed.

 

What are the benefits?

 

Passenger Liability

 

This benefit ensures you are protected should passengers choose to sue you in the case of an accident.

 

Personal Accident

 

Pays out an amount if you, your driver or passenger are killed or disabled as a result of an accident.

 

Loss of Income

 

Pays out a set if your vehicle is written off following an accident.

What are the benefits?

 

These are the value-added benefits AUTOMATICALLY included in our comprehensive cover.

Accident Assist

We give you access to a towing service provider 24 hours a day, 7 days a week if your taxi is involved in an accident.

Newly Purchased Taxi Substitution

If your taxi is stolen, hijacked or written off in the first six months, not only do we replace your taxi, we also pay for a new tracking unit and the installation.

Road Cover

We manage your claim with the Road Accident Fund from start to finish, for free.

Passenger Liability

This benefit ensures you are protected should passengers choose to sue you in the case of an accident.

Instalment Protect

If your taxi is involved in an accident, we pay up to two instalments to your credit provider while your taxi is in repairs. This is ONLY applicable to SA Taxi Financed taxis.

Roadside Assist

Whether you’re stuck with a flat tyre or you’ve run out of fuel, we offer you roadside emergency assistance.

Policy Extensions

 

You can choose to add these extensions to your comprehensive policy at an additional cost.

Business Protect

If your taxi is involved in an accident and in for repairs for more than seven business days, we pay you a set amount for each business day the taxi is off the road for a maximum of 20 days.

Personal Accident

Pays out an amount if you, your driver or passengers are killed or disabled as a result of an accident.

Deposit Sure

If your taxi is written off following an accident or if it is stolen/hijacked and not recovered we pay you the actual deposit paid at the time of financing your taxi.

Zero Excess

If your taxi is involved in an accident and in for repairs you will not be liable to pay the basic excess. This excludes any additional excesses you may be liable to pay.

Credit Shortfall

Pays the difference between the amount you owe the credit provider under the credit agreement and the retail value of the taxi in the event of a total loss.

Essential Plan

 

This is a freestanding policy for taxis that are not financed.

 

What are the benefits?

Personal Accident

Pays out an amount if you, your driver or passenger are killed or disabled as a result of an accident.

Passenger Liability

This benefit ensures you are protected should passengers choose to sue you in the case of an accident.

Loss of Income

Pays out a set if your vehicle is written off following an accident.

What are the benefits?

Accident Assist - We give you access to a towing service provider 24 hours a day, 7 days a week if your taxi is involved in an accident.

Newly purchased taxi substitution - If your taxi is stolen, hijacked or written off in the first six months, not only do we replace your taxi, we also pay for a new tracking unit and the installation.

Road cover - We manage your claim with the Road Accident Fund from start to finish, for free.

Passenger Liability - This benefit ensures you are protected should passengers choose to sue you in the case of an accident.

Instalment Protect - If your taxi is involved in an accident, we pay up to two instalments to your credit provider while your taxi is in repairs.

Roadside Assistance - Whether you’re stuck with a flat tyre or you’ve run out of fuel, we offer you roadside emergency assistance.

Policy Extensions Available

You can choose to add these extensions to your comprehensive policy at an additional cost.

Business Protect

If your taxi be involved in an accident and in for repairs, we pay you a set amount for each day the taxi is off the road for a maximum of 20 days.

Personal Accident

Pays out a set amount if you, your driver or passenger are killed or disabled as a result of an accident.

Deposit Sure

If your taxi is written off following an accident or stolen/hijacked and not recovered we pay you the actual deposit paid at the time of financing.

Zero Excess

We pay the excess payable following an accident.

Credit shortfall

Pays the difference between the amount you owe the credit provider under the credit agreement and the retail value of the taxi in the event of a total loss.

Additional Products

Credit Life

Settles the outstanding loan amount in the unfortunate event of your death, disability, unemployment, or any other insurable risk that is likely to impact your ability to fulfil your credit obligation.

Essential Plan

Enjoy these benefits:

Personal Accident - Pays out a set amount if you, your driver or passenger are killed or disabled as a result of an accident.

Passenger Liability - Covers you for legal liability for the injury or death of a passenger following an accident.

Loss of Income - Pays out a set amount if your taxi involved is written off after an accident.

*Terms and conditions apply.
SA Taxi Protect (Pty) Ltd, underwritten by Guardrisk Insurance Company Ltd, is an authorized financial services provider: FSP29354.